Liquidity character of IOB - a diagnostic study Siva S.*, Dr. Natarajan P.** *Project Fellow, UGC - MRP, Department of Commerce, School of Management, Pondicherry University, Puducherry, India **Professor of Commerce, School of Management, Pondicherry University, Puducherry, India Online published on 21 September, 2017. Abstract Liquidity refers to how quickly and cheaply an asset can be converted and into cash. Money (in the form of cash) is most liquid asset. Liquidity management is part of the banks Asset Liability Management (ALM) policy and Investment policy. The policy for liquidity management should provide broad framework for identification, measurement and assessment of liquidity needs. The objectives of liquidity management are to maintain statutory prescriptions, meet contractual and maturing cash outflows and to profitably deploy surplus cash. This paper to analyze the liquidity condition of IOB for year 2007- 2011. It helps to strength and weakness regarding various aspects of IOB's liquidity status and working capital management pattern. Top Keywords Liquidity, Profitability, Short-term Deposits Ratio, Current Asset Ratio. Top |