Optimum allocation of the bank resources and consumptions, using linear planning technique: Evidence from Qavamin Bank in Iran Monsef Abdalali*, Tabatabay Seyyed Masoud** *Assistant Professor, Economical Sciences, Payame Noor University, Iran **MSc. Student, Economics, Payame Noor University, Isfahan center, Iran Online published on 4 October, 2013. Abstract Banking and bank system play important and essential role in each country. Considering this close relations between economical changes and volume of money and inflation, performance way of financial and credit institutes and banks is very important. Profit and increase in benefiting in one of the most important issues which was in front of the economical agents and planners of banking. Yet, issues and problems in combining the resources and how to allocate them were the most important reason for bankruptcy or loss of banks, financial and credit institutes. Thus, this study has investigated optimum allocation of resources (granted facilities) in Qavamin Bank of Yazd province in Iran, considering the situation of the banks in economical stability of each society with regard to credit risk of facilities (facilities), capital sufficiency applying linear planning method. Results of this research reveal that the present allocation and form of granted facilities is non optimal in the under studying bank and the less credit risk of one kind of the facilities, it allocated the more share to itself from total facilities. Top Keywords Optimum allocation of resources, linear planning (LP), Qavamin Bank, Yazd province, Iran, JELE-G23. Top |