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Asian Journal of Research in Banking and Finance
Year : 2011, Volume : 1, Issue : 2
First page : ( 86) Last page : ( 106)
Online ISSN : 2249-7323.

Performance evaluation of scheduled commercial banks in india-a comparative study

Dr. Uppal R. K.*Principal Investigator, Juneja Amit**Research Scholar

*UGC Financed Major Research Project, D.A.V. College, Malout, Punjab.

**Department of Economics, Panjab University, Chandigarh.

Online published on 12 November, 2011.

Abstract

After deregulation and banking sector reforms, Indian Banking has changed its face completely. From a very comfortable and peaceful environment, now the Indian Banking Sector is characterized by stiff competition and profit war between different bank groups. So, this paper attempts to evaluate and compare the performance of different bank groups. Secondary data is used for this type of comparison and evaluation. All the bank groups i.e. Public Sector, Old Private Sector, New Private Sector and Foreign Banks constitute the sample for the above analysis. After the Analysis of the data for a time period of 2007- 2011 for 17 parameters of bank performance, it is found that Old Private banks are much profitable and efficient than any other bank group. The performance of foreign banks is worst during the study period on all the parameters which shows that this bank group is yet not able to make its place in Indian banking Industry and Indian Banking Industry is still dominated by Old Private Sector banks.

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Keywords

Performance of Banks, Deregulation of Banking System, Profitability, Efficiency of Banks.

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