Non performing assets of public and private sector bank: A comparative study of Indian banks Abid Saba1, Jhawar Neelam2 1Assistant Professor, Department of Commerce, IP College for Women, University of Delhi, New Delhi, India, sabid@gmail.com 2Assistant Professor, Department of Commerce, IP College for Women, University of Delhi, New Delhi, India, neelamjhawar90@gmail.com Online published on 17 July, 2017. Abstract India is the world's largest democracy. Besides this, it is also the prominent and emerging economic giant with a large banking system. The enlargement and explosion in the activities of the bank has led to ever-increasing Non-Performing Assets that have mounted to a huge amount during the last decade or so. Without a sound and effective Banking System, no country can have a good economy. In this paper an attempt has been made to study what is Non-Performing Assets (NPA), factors causing the rise of NPA and its impact on Indian banking system. Comparison is made between the NPAs of public sector banks and private sector banks over the period of five years (2012–16). Our analysis reveals that over these years Non-Performing Assets of both public and private sector banks have increased. Some of the reasons for rising NPAs are futile recovery tribunal, industry's bad health, wilful defaulters and managerial deficiencies and many more. Top Keywords NPA, GNPA, NNPA, Public Sector Bank, Private Sector Bank. Top |