Analysis of Non-Performing Assets (NPAs) among SBI Bank and ICICI Bank for Operating 2011–2018 Jha Priyanka Research Scholar, SRK University, Bhopal, India. pari4337@gmail.com Online published on 19 February, 2019. Abstract Background At present the NPAs are considered a big problem in banks. Objective This study is conducted to analyze the non-performing assets (NPAs) among state bank of India (SBI) and ICICI. Method The study is being done by using seven years (2011–2018) data gathered from annual reports. Results There was not any significant change in Gross NPAs/Gross advances ratio, Gross NPAs/Total assets ratio; Net NPAs/Net advances ratio and Net NPAs/Total assets ratio with SBI bank as compared to ICICI bank. In SBI, there is significant negative correlation between Gross NPA and Net Profit and between Net NPA and Net Profit. In ICICI bank, negative correlation between Gross NPA and Net Profit and Net NPA and Net Profit but then it was not significant as in SBI bank. Total provision ratio was significantly higher in ICICI bank when compared to SBI bank. However, Shareholder's risk ratio was comparable among both ICICI bank and PNB bank. In addition to there was significant decrease of amount outstanding in ICICI bank as compare to PNB bank. However provision thereon (of total assets) was comparable among SBI bank and ICICI bank. Conclusion The study clarify that the magnitude of NPAs is increasing in SBI bank as compared to the ICICI banks. Hence SBI bank has to give special care on their effective working to compete with ICICI banks. Top Keywords Non-Performing Asset, Gross NPA, Net NPA, Priority Sector and Non-Priority Sector. Top |