Financial inclusion in world: A cross country analysis: Submission of manuscript in the area of management (Banking and Finance) Professor Chaudhary Rishi*, Tuli Richa** *Maharshi Dayanand University, Rohtak, India **Research Scholar, Maharshi Dayanand University, Rohtak, India Online published on 24 October, 2019. Abstract Banking and financial services play very crucial role in the growth and development of an economy. Moreover, a non-inclusive financial system is a barrier to attain high economic growth rate with sustainability, causing serious economic implications (Mehrotra et al., 2009). In all Economies of the world, it is important to build Financial Inclusive systems for increasing access to finance, access to capital, and resources. This study is an effort to investigate the status of financial inclusion in world. It gives a clear picture of the status of financial inclusion in India as well as other countries of world. It shows data on how adults save, borrow and manage risk all over world. It also analyzes global supply-side data on financial inclusion, encompassing data on access to and usage of financial services by firms and households and compared it across countries and overtime. It compares branch penetration, credit penetration, deposit penetration and insurance penetration in India with other countries of world. This study is mainly based on the secondary data and exploratory in nature. The data for the study is collected for the period 2011 to 2017, from the Global Findex database, the financial access survey, the website of ministry of finance and reserve bank of India. After this, data was analyzed with the help of percentage method and shown in form of table and graphs. It is observed that financial inclusion in the world is increasing every year. It is also seen from all economies of world, total number of adult with an account is increasing but there is large disparity between high income economies and low income economies. Account ownership is nearly universal in high-income economies, where 94% of adults have an account and in low income economies only 34.9% adults have an account. Top Keywords Branch Penetration, Credit Penetration, Deposit Penetration and Insurance Penetration. Top |