National bank for agriculture and rural development the engine of promoting the micro finance Raj Des, Sharma Saroj Kumari Ph.D Scholar, Department of Economics, H.P.U Summer Hill, Shimla (H.P.) Online published on 19 November, 2016. Abstract Micro-finance has become one of most discussed subjects in the last two decades all over the world. In India a variety of microfinance schemes and various approaches have been practiced by both government and non-government organizations. Microfinance was strengthened by Commercial Banks, Regional Rural Banks, Cooperative Banks and other poverty alleviation programme. Main purpose of micro financing has been to raise the living standard of the weaker section of society especially women, poor, rural and deprived persons etc. Self Help Group- Bank Linkage programme was started in India in the year 1991–92 under supervision of National Bank for Agriculture and Rural Development (NABARD). NABARD has been instrumental in facilitating various activities under microfinance sector, involving all possible partners at the ground level in the field. With the passage of time the SHG movement has made rapid progress in the country. In Himachal Pradesh micro finance programme and institutions have also become important components to reducing poverty and improving living condition of weaker sections especially who live in rural and remote areas. This paper deals with the secondary study on National Bank for Agriculture and Rural Development: The Engine of Promoting the Micro Finance. The average and percentage has been used for analysis of data. Secondary data collected from different journals, magazines and Annual Reports of NABARD. Top Keywords Micro Finance, NABARD, SHG-BLP, Engine, Saving and Loans. Top |
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