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Consumption and Saving Pattern of Micro-Entrepreneurs in Dar Es Salaam Mchumi Isaack Michael Ph. D. Candidate, Department of Economics, Open University of Tanzania, Dar Es Salaam, Tanzania Online published on 25 October, 2016. Abstract (10pt) This paper examines patterns of consumption and saving of micro-enterprise operators in Dar Es Salaam. Descriptive statistics is employed to analyse data from 103 micro-enterprise operators gathered through structured questionnaire. Further, Ordinary Least Squares (OLS) method is employed to estimate econometric model. Accordingly, results show that micro-entrepreneurs consume over 80 percent of their income meaning that they save less than 20 percent. Further, results show that about 20 percent of micro-entrepreneurs do not save. The results show positive relationship between income, consumption, and saving. Demographic characteristics of micro enterprise operators do not relate to consumption and saving patterns. Top Keywords Consumption, Saving, Income, Micro-Entrepreneurs. Top | |
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