Year : 2007, Volume : 7, Issue : 3
First page : ( 27) Last page : ( 34)
Print ISSN : 2231-0649. Online ISSN : 2231-0657. Published online : 2007  1.

Performance of the Scheduled Commercial Banks in India During Post-Reforms Period: An Assessment

Chattopadhyay Arup Dr.*, Mazumdar Mohua Ms.**

*Professor, Department of Economics, The University of Burdwan, Golapbag, W.B

**Sr. Faculty, Cyber Research & Training Institute, Affiliated to The University of Burdwan, W.B

From 1992 onwards a new phase has begun in the banking business, which demands greater transparency and more efficiency in banking operations in order to match the international standards. This study briefly reviews the performance of Scheduled Commercial banks in India during the post reforms period of the years (i.e. from 1991–1992 to 2000–2001). It is seen from the study that PSBs have poor performance in regard to both profitability and efficiency. An important reason for such performance of the PSBs may be that too much liquidity is draining away profitability of the PSBs. The PSBs should strive to strike a balance between liquidity and profitability, which is the secret of success of the banks.

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