Technological Innovations in Indian Banking Industry-A Study of Public Sector Banks Kaur Sukhjinder Assistant Professor Department of Commerce, Guru Nanak Dev University College, Sujanpur, Pathankot(India) Online published on 2 May, 2018. Abstract This century experience makeover in banking products which dynamically transform the face of banking industry of India. Adoption of new technology makes available varieties of innovative products and services and has brought about revolutionary changes in financial service market as well. Technology infrastructures have various advantages and assist to improve service quality, minimize cost, increase profitability, offer anytime and anywhere banking. Though Advancement has led to development of new concepts with improved services and customized products. The present study puts an insight into advancement and technological innovations in technology adopted by Indian banking industry. This study covers the progress of various technological products up to march 2015. Websites and annual reports of respective banks has been used for collecting data. The main focus of survival for the public bank is to adopt technological innovations and to take advantage of the new business opportunities and at the same time ensure continuous assessment of risks. Top Keywords Technology, Innovation, ATM's, Debit Cards, Credit Cards, Public Sector Banking. Top |
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