Opinion of bankers towards priority sector lending Dr. Rajamohan S.*, Mr. Durairaj D.** *Professor, Alagappa Institute of Management, Alagappa University, Karaikudi-630 004 **Assistant Professor, Faculty of Science & Humanities, SRM University, Chennai- 603 20 Online published on 2 July, 2015. Abstract In Indian context banks provide good services to its customer rather than making profit. The commercial banks lend loan to all the components of priority sector namely, education, housing, SHGs, Agriculture, SSI manufacturing and so on. In order to assess the attitude of the bankers towards the priority sector lending by the commercial banks in sivagangai District, the present research paper has been made and it is concluded that in this district, every bank offers priority sector loans and advances. But, at the same time banks do not concentrate on all segments of priority sector equally. It depends on the attitude of the bank officers because it will help to reduce the level of NPAs of the banks (Non Performing Assets). In the study area, majority of the bank offer higher amount of loan to some specific sector like educational, housing, service sector of SSI (like petty shops, hotel and beauty parlour, two wheeler workshop) and so on. Hence the bankers should concentrate on equal distribution of loans to all the segments of priority sector. This paper is purely based on the major research project sponsored by the UGC. The author of this paper thanks the authorities of the UGC to offer funds to complete the project. Top Keywords Banks, sivagangai District, NPA, priority sector lending. Top |